The most common reason for the refusal is to clarify the information that the applicant had too overtaken his declared income. Citizens’ incomes are proved by a certificate in the form of a bank or form 2 personal income tax, where the transparency of the salary is obvious. But it is impossible to check other indicated income, banks have to believe unfounded, to which few lenders go. In addition, there are also no fools in banks, and not to believe the “manager” or “secretary” that he has produced a salary of several thousand dollars, his holy duty. The inaccuracy and unreality of information in the questionnaire, employees of state security of the bank see, as they say, through and through.
