On the contrary, some financial institutions began to adjust the rates towards growth. “According to our estimates, this trend will remain until the end of this year. Nevertheless, large banks with a stable resource base and a fairly large share on the mortgage market from revising bets in 2011 by mortgages decided to refuse. Currently, we provide bets of 8.5 percent in rubles and from 7.95 percent in foreign currency, ”says George Ter-Aristoconsyans, VTB Vice President 24.